Awamo 360 enables microfinance lenders (MFIs) in sub-Saharan Africa to digitize their business with minimal cost and effort by providing a mobile SaaS-solution with integrated biometrics. With awamo 360, microfinance business can be conducted conveniently, anytime, anyplace. awamo 360 offers all relevant functionality on one platform (client registration and management, loan management, savings accounts, accounting, SACCO shares, portfolio and risk management, and reporting) and conveniently guides the user through the processes. The loan officers and managers save up to 80% time, fraud and credit default rates decrease so the MFIs can save more than EUR 40 per loan on average, plus all the client data is always safe. Additionally, having structured data in realtime for reporting makes it much easier for MFIs to report to donors or to apply for donor money.